I am currently in contract till next year. At that point in time what options do I have? I would like to start to buy my phones outright but I want a lower monthly bill. If I do nothing will my bill go down if I don't claim my upgrade? I'd rather not have a contract. I like the AT&T Next options but am I able to buy the phone outright and get the prices minus the hardware charge? This bill is a little bit off seeing that we went crazy with our data. Our normal bill is $159 for two smartphones. I have an iPhone 6+ and my wife has a Samsung Galaxy S4.