Credit Requirements

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ppenguin

New Member
Jun 5, 2007
16
0
0
#1
What average credit scores do they want to get approved with zero deposit and which bureau do they use? I was an indentity theft victim and have Trans and Equifax cleaned up but Experian is much more stubborn
 

ColsTiger

Zealot
Gold
Mar 8, 2007
5,856
2
38
Columbus, GA
#2
What average credit scores do they want to get approved with zero deposit and which bureau do they use? I was an indentity theft victim and have Trans and Equifax cleaned up but Experian is much more stubborn
Not sure exactly which one they use, but Customer Service would be the people to ask. When I worked with Cingular, we would do the application in the computer and it would tell us whether or not the customer was clear or whether they needed a deposit. The deposit could be as much as $800 for someone with shaky credit, but they get that back after a year of paying their bill on time.
 

ppenguin

New Member
Jun 5, 2007
16
0
0
#3
Not sure exactly which one they use, but Customer Service would be the people to ask. When I worked with Cingular, we would do the application in the computer and it would tell us whether or not the customer was clear or whether they needed a deposit. The deposit could be as much as $800 for someone with shaky credit, but they get that back after a year of paying their bill on time.

Well worse case I am looking at about a 600 on Experian depending on how much progresss my attorney has made with them. The other two are fine at around 700. What deposit should I expect if they do in fact pull Experian ?
 

adamjohn_98

New Member
Bronze
Mar 12, 2007
118
0
0
#8
Does anyone know if there is a way to check your credit status, to see if they will let me sign up for cell service? Is there a way to do this through AT&T without actually purchasing service yet? I ask because I would hate to get all worked up about the iPhone, wait in line for it, and not be able to get one.
 

mjsteve2

New Member
Jun 12, 2007
14
0
0
#9
Does anyone know if there is a way to check your credit status, to see if they will let me sign up for cell service? Is there a way to do this through AT&T without actually purchasing service yet? I ask because I would hate to get all worked up about the iPhone, wait in line for it, and not be able to get one.


you can go to any AT&T/cingular corporate store, and they will run your credit for you to see if you have to pay a deposit. you can do this anytime without purchasing anything. they will keep your information in their system for 3 months. thats a good thing for you, because if your score changes for the worst you will atleast be good for 3 months. but i was having the same issue. so i went in there the other day, and they told me i had good credit and didn't need a deposit. so im happy nothing showed up on my report, and im happy they have that in their system for 3 months just incase something changes. and also you can go to any AT&T/cingular corporate store anywhere and they will have your information in their system.
 

ppenguin

New Member
Jun 5, 2007
16
0
0
#10
I'm trying to find this out too or at least what score they want I got approved with tmobile in the past with no problem but due to some identity theft issues I now have a bad experian report. I have heard they use equifax and I have also heard they use all 3, no one knows :(
 

adamjohn_98

New Member
Bronze
Mar 12, 2007
118
0
0
#11
you can go to any AT&T/cingular corporate store, and they will run your credit for you to see if you have to pay a deposit. you can do this anytime without purchasing anything. they will keep your information in their system for 3 months. thats a good thing for you, because if your score changes for the worst you will atleast be good for 3 months. but i was having the same issue. so i went in there the other day, and they told me i had good credit and didn't need a deposit. so im happy nothing showed up on my report, and im happy they have that in their system for 3 months just incase something changes. and also you can go to any AT&T/cingular corporate store anywhere and they will have your information in their system.
Wow, that is wonderful news! Thank you so much for the info, I will definitely be visiting my local store to check that out this week.
 
Jun 7, 2007
545
0
16
Queens, NY
#13
I have no credit what so ever and my deposit is going to be $150.
what if you are porting your number from another company, do they still run your credit?

Last time I switched carriers, not much of a credit check was done and at that time my credit was shot to sh*t ( damn credit cards...capital one is evil..lol):sick: