Does Touch ID need to be enabled to use Apple Pay?

Discussion in 'iOS 8' started by brdmsd, Oct 20, 2014.

  1. brdmsd

    brdmsd Member
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    Does Touch ID have to be turned on in order to use Apple Pay?
     
  2. Europa

    Europa Moderator
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  3. Rafagon

    Rafagon Genius
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    And this is a good thing. If someone were to pick up your lost iPhone and guess your four-digit passcode (or worse, you're not using a passcode at all), you'd be in for a bad day.
     
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  4. dallasjetfan

    dallasjetfan Contributor
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    Apple Pay worked, but its not any easier than swiping. Still have to confirm total and sign for it. Unless I did something wrong.
     
  5. billnye97

    billnye97 Contributor
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    I just used it at Duane Reade (Walgreens) and I didn't have to sign for anything. I held up the phone and confirmed the total and approval with Touch ID.
    [​IMG]
     
  6. dallasjetfan

    dallasjetfan Contributor
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    Mine was used at Whole Foods.
     
  7. MoneyMaker79

    MoneyMaker79 Genius
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    Should I be worried to use Apple Pay? Is anyone?
     
  8. raqball

    raqball Evangelist
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    It's more secure than swiping and much more secure than handing your card to a clerk..
     
  9. MoneyMaker79

    MoneyMaker79 Genius
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    You're right about that. I check my accounts often as I worry I could get double charged by accident or something.
     
  10. raqball

    raqball Evangelist
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    That could be the least of your problems..

    You card can be captured as it's scanned.. Otherwise known as a 'skimmer' or 'skimming'..

    Also, look at all the store credit card databases getting hacked recently..

    Another scenario is when you hand your card over to a waitress or a waiter and they go somewhere other than right in front of you to scan it. This is a golden opportunity to copy your card info..

    Apple Pay will and should eliminate all of these scenarios..
     
  11. MoneyMaker79

    MoneyMaker79 Genius
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    I sure hope you're right.
     
  12. raqball

    raqball Evangelist
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    The merchant never sees your card info, so there is nothing to be hacked and it can't be skimmed either..

    100 times more secure in my opinion! Sadly, I can't use it because my bank does not support it.
     
  13. MoneyMaker79

    MoneyMaker79 Genius
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    That's unfortunate.

    How will it work if I have two cards on it? Will it ask me which card I want to use?
     
  14. ZR_Yancy

    ZR_Yancy Genius
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    You will have a default card which appears first when Apple Pay is activated but you can choose another card if you wish.
     
  15. silvermoon

    silvermoon Evangelist
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    I went through my cards tonight and only the Capital One supported Apple Pay. There was an extra step in downloading Capital One Wallet from the App Store. I really would like to see more support for banks and financial institutions.
     

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