Have you used Apple Pay?

acosmichippo

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#22
apple pay also works through vendors' apps, so if you can't pay through the vendor's POS, you may be able to use their app. Panera's app supports it, will probably try it out this week or next.
 
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B89rent89

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#24
Camera read card number only for a Visa and an AMEX, had to type in the rest. Have a Chase Slate card with info in vertical orientation instead of horizontal and its a very dark blue. Camera wouldn't read anything off of it. So with 3 cards loaded in Passbook what's the procedure for using Apple Pay? Do I go into Passbook app, select the card I want use then touch the Touch ID button?
 

ZR_Yancy

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#25
Camera read card number only for a Visa and an AMEX, had to type in the rest. Have a Chase Slate card with info in vertical orientation instead of horizontal and its a very dark blue. Camera wouldn't read anything off of it. So with 3 cards loaded in Passbook what's the procedure for using Apple Pay? Do I go into Passbook app, select the card I want use then touch the Touch ID button?
You don't have to wake your iPhone. As soon as you hold the iPhone up to the NFC panel, your screen will automatically turn on with your default card displayed. You can change the card by tapping the bottom portion of the screen that shows the tops of the other cards. This will move your cards up the screen and you can touch the card you want to use. Once you've chosen the card, just scan your fingerprint to authorize the purchase.
 

Europa

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#26
apple pay also works through vendors' apps, so if you can't pay through the vendor's POS, you may be able to use their app. Panera's app supports it, will probably try it out this week or next.
Thanks. I just looked up a list of the apps and there are a few others besides Panera. So even though my bank isn't supported by Apple Pay, I should be able to put my credit card info into the Target app, open the Target app when I'm at the register, scan the phone at the NFC panel and use Touch ID to make the purchase, correct? I just installed the Target app today and don't see an option for it, but I think an update is expected today.
 

Zanthe

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#27
I think ima gonna use cash. :p
 

raqball

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#29
Thanks. I just looked up a list of the apps and there are a few others besides Panera. So even though my bank isn't supported by Apple Pay, I should be able to put my credit card info into the Target app, open the Target app when I'm at the register, scan the phone at the NFC panel and use Touch ID to make the purchase, correct? I just installed the Target app today and don't see an option for it, but I think an update is expected today.
I would assume so.. I've been using my Starbucks card for over a year this way via Passbook..
 

Europa

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#30
I would assume so.. I've been using my Starbucks card for over a year this way via Passbook..
That's not NFC, though. The old iPhones didn't have that hardware.
 

B89rent89

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#31
Thanks ZR. Now I feel prepared for first time I use it.
 

Europa

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#32
@acosmichippo or anyone else, do you know know what other apps besides Panera support App Pay via NFC when you don't have a supporting bank? I really want to test Apple Pay, but I don't have a supported bank and there is no Panera nearby. I've downloaded several apps today trying to find one that will work, but can't find anything. I've tried the Target app and while they do support Apple Pay via Touch ID in the app, I don't think they have the NFC scanners in the store. It also doesn't look like the App Store app will work via NFC in Apple Stores unless you have a supported bank that you have added through Passbook.
 

Europa

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#33
apple pay also works through vendors' apps, so if you can't pay through the vendor's POS, you may be able to use their app. Panera's app supports it, will probably try it out this week or next.
After doing more research and talking to Macgirl, I think I may have misunderstood this post of yours. But I remember you saying your bank wasn't supported, so I'm still a little confused. So you are going to be able to use Apple Pay via NFC at a Panera store even though you don't have a card in Passbook (because your bank does not support Apple Pay)?

Or do you have a different card that does have Apple Pay support that you will be using?
 

silvermoon

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#34
@acosmichippo or anyone else, do you know know what other apps besides Panera support App Pay via NFC when you don't have a supporting bank? I really want to test Apple Pay, but I don't have a supported bank and there is no Panera nearby. I've downloaded several apps today trying to find one that will work, but can't find anything. I've tried the Target app and while they do support Apple Pay via Touch ID in the app, I don't think they have the NFC scanners in the store. It also doesn't look like the App Store app will work via NFC in Apple Stores unless you have a supported bank that you have added through Passbook.
Taken from MacRumors
Apple's app launch partners, which will begin accepting Apple Pay payments through app updates going out today, include AirBnB, Chairish, Disney Store, Fancy, Groupon, Hotel Tonight, Houzz, Instacart, Lyft, MLB.com, OpenTable, Panera Bread, Spring, Staples, Target, Tickets.com, and Uber. Apple's own Apple Store app now accepts Apple Pay payments as well.
 

Europa

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#35
Taken from MacRumors
Apple's app launch partners, which will begin accepting Apple Pay payments through app updates going out today, include AirBnB, Chairish, Disney Store, Fancy, Groupon, Hotel Tonight, Houzz, Instacart, Lyft, MLB.com, OpenTable, Panera Bread, Spring, Staples, Target, Tickets.com, and Uber. Apple's own Apple Store app now accepts Apple Pay payments as well.
Yeah, I already saw that infomation on Apple.com today before I got started wasting time trying to find a workaround for not having a supporting bank. I'm pretty sure there is nothing you can do if you're bank doesn't support Apple Pay, but I was asking if there was a workaround since hippo alluded to it. I think I just misunderstood him, though. He said his bank doesn't support it, but he might have an a different card that does.
 

silvermoon

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#36
Yeah, I already saw that infomation on Apple.com today before I got started wasting time trying to find a workaround for not having a supporting bank. I'm pretty sure there is nothing you can do if you're bank doesn't support Apple Pay, but I was asking if there was a workaround since hippo alluded to it. I think I just misunderstood him, though. He said his bank doesn't support it, but he might have an a different card that does.
I think all we can do is hope and wait. Although, I thought just maybe my bank would support it.
 

acosmichippo

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#37
After doing more research and talking to Macgirl, I think I may have misunderstood this post of yours. But I remember you saying your bank wasn't supported, so I'm still a little confused. So you are going to be able to use Apple Pay via NFC at a Panera store even though you don't have a card in Passbook (because your bank does not support Apple Pay)?

Or do you have a different card that does have Apple Pay support that you will be using?
In order to use Apple Pay in any form, I think you do need a supported Bank or Credit Card - that's the only way to store the card info in passbook, which is where apple pay looks for everything. My Ally Bank debit isn't supported, but my Amex and Bank of America debit are. I THINK banks/CC's need to be "supported" because they need to give a percentage to apple for every apple pay transaction, so it isn't as simple as apple just storing card info in passbook and passing it on to the vendor. They need to come to a financial agreement to do it.

(as an aside, if anyone is itching to get an apple-pay supported card, try an amex blue cash preferred - you get a lot of cash back and other benefits.)
 
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raqball

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#38
(as an aside, if anyone is itching to get an apple-pay supported card, try an amex blue cash preferred - you get a lot of cash back and other benefits.)
I've been with my bank for decades and I'm not about to change just because of Apple Pay...

It's a small bank that does not support Apple Pay as of yet. If they do cool, if not, no big deal to me.. I had the ability to use my card via Google Wallet and the wallet on Windows Phone for years already and never did. I think I actually remembered once and used Google Wallet at a Rite Aid store..
 

Europa

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#39
In order to use Apple Pay in any form, I think you do need a supported Bank or Credit Card - that's the only way to store the card info in passbook, which is where apple pay looks for everything. My Ally Bank debit isn't supported, but my Amex and Bank of America debit are. I THINK banks/CC's need to be "supported" because they need to give a percentage to apple for every apple pay transaction, so it isn't as simple as apple just storing card info in passbook and passing it on to the vendor. They need to come to a financial agreement to do it.

(as an aside, if anyone is itching to get an apple-pay supported card, try an amex blue cash preferred - you get a lot of cash back and other benefits.)
Understood. I started thinking very limited usage was possible because I remembered both you and Macgirl saying your banks weren't supported but then later saying you could use ApplePay, but what both of you meant was some of your cards weren't supported. I don't have a single card that is supported, so I'll check into the amex blue cash preferred. I'm going to head over to my credit union and my bank and ask if there is any sort of card either can give me that will be compatible with Apple Pay.
 

brdmsd

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#40
If you attempt to load more than one card you get an email message from the previous card that it has been deleted, therefore you have to select one card as your default card. I used it to make a purchase at my Apple Store and was told I was the first to use it there. It worked great.