so my damn phone fell out my pocket today sorry for the langauge lol. so here are my options.. 1. go to Apple replace the screen for 150. 2. report it to my insurance, this will be my 2nd claim as i had a problem with a previous phone before. being my 2nd claim they will issue a new phone but cancel my insurance and i can be eligible again in 12 months. cost would be 200 if im not mistaken. 3. use the upgrade on my line wait it out and get the iPhone 5s or c, for whatever the upgrade price is.