So I'm on my way back from the Apple Store and was able to get $100 worth of music. If you read the terms and conditions on the credit page, it states you can't buy iTunes certificates, which are different than gift cards. Certificates are electronic, points that you use online and can give to other people. Gift cards are different than certificates. There was a little confusion at first, but after getting a manager involved who was more familiar with the Apple terminology, I walked away with my $100 iTunes card. Good luck.