Insurance

Stargrrl

New Member
Jun 30, 2007
19
0
0
#1
The didn't offer me insurance at the Cingular/ATT store like they usually do when I buy a phone. I want to know my phone will be replaced if I lose or drop it. Do I need to go to Apple to get this?

Thx,
A
 

gcvt

Zealot
Gold
Jun 21, 2007
1,029
1
38
San Francisco
#2
Unfortunately, there is no insurance available for the iPhone through AT&T - same goes for all their smartphones. Apple deosn't offer insurance for it either...just Applecare which only extends the manufacturer's warranty.
 

Lheaxhuns

New Member
Jun 27, 2007
107
0
0
#4
I put it on my renters insurance, my deductible is low enough that it's more than worth it.
 

Stargrrl

New Member
Jun 30, 2007
19
0
0
#5
Guess I will have to guard it with my life until then!
 

TJL7386

Member
Bronze
Nov 14, 2008
102
0
16
Michigan
#6
Any chance that AT&T decides to add insurance to their companies most popular phone any time soon? I know when I 1st purchased my BB before that it wasn't offered, but came out around three weeks later. I was just hoping that they will or would do the same with the iPhone. I take great care of mine, but all it takes is one slip and you can be screwed. I wouldn't pay $800 for a brand new one ...
 

glsda

Zealot
Gold
Oct 17, 2007
1,440
50
48
California
#7
I wish they would offer it at a reasonable price. My home owners, USAA didn't offer it when I called and asked.
 

Youngbinks

Zealot
Gold
Jun 4, 2007
7,617
3
38
31
Atlanta, Georgia
#8
If I remember correctly the regular AT&T insurance plans do NOT cover physical damage anyway.

I have a State Farm Personal Articles Policy that is right at $50 a year with a $0 deductible to replace the phone. Pretty sweet deal.
 

TJL7386

Member
Bronze
Nov 14, 2008
102
0
16
Michigan
#9
Hmm, I never thought to check with my own insurance. Young did you ask specifically if that covers the iPhone?
 
Jun 20, 2010
4
0
0
#10
I heard you can get insurance on the iPhone through asurion? Is this true?
 

TMJ1

New Member
Jun 24, 2010
1
0
0
#12
I heard that Apple is not honoring Insurance on the iPhone. You would have to purchase the Apple care plan!
 

Eninety2

Member
Silver
Jul 22, 2008
568
9
18
#13
What do you mean they would not cover insurance? Any claims that are made are handled by the insurer. Not Apple.
 

dfwgirl

New Member
Bronze
Jun 29, 2010
64
1
0
#14
I apologize if this is the wrong place for this thread...

Do you all have insurance for your iPhone?

I called AT&T to add iPhone insurance to my acct. The cs rep said there isn't any for the iPhone. I realize that Apple will repair my phone if needed within the 1yr period; but what if lost, stolen, or shattered?
 

Skb2000

Evangelist
Gold
Jul 1, 2010
1,612
90
63
Scottsdale, AZ
www.sherrylbuchler.com
#15
If you paid with a Credit Card, check the fine print with your account. Many companies provide insurance for an extra year at no cost AND they cover things like theft and accidents. My daughter had a bike stolen 2 weeks after she bought it. She used American Express and they reimbursed her for the full amount. She did file a claim with the police. You might also want to check with the coverage for your Homeowners (or renters) policy and see what they do, although it might be subject to a high deductible.
 

areyes163

Member
Bronze
Jul 1, 2010
34
2
8
#16
I got insurance from square trade. It cost $99.00 but it covers the phone from accidental damage as well. If they cannot fix the phone there is a $50.00 deductible then they mail a check for the full retail price to buy another. The deductible get deducted from your check they send you.
 

PatM

New Member
Jul 6, 2010
24
0
1
Seattle, Washington
#17
I bought insurance for loss, theft and damage through my homeowners insurance policy. It cost me $5.00 per phone per year with a $50.00 deductible.

I thought that was a great deal. The insurance company is American Family.

Regards,

Pat
 

reginaalear

Member
Bronze
Jun 21, 2010
475
23
18
Western Kentucky
#18
My auto ins. company offers it but I haven't got to call them about how much it would cost or what it covers yet. My company is State Farm.
 

showaccord97

Member
Bronze
Jul 20, 2010
57
2
8
Near Raleigh NC
#19
I did the $12 a month from asurion. I know it has the same deductible as Apple. But it covers EVERYTHING! Water damage, drops, whatever and you can cancel at anytime but you have to reg in the first 30 days. Just my 2 cents....
 

Ryanz27

Member
Bronze
Jun 12, 2010
228
0
18
Minnesota
#20
I did the $12 a month from asurion. I know it has the same deductible as Apple. But it covers EVERYTHING! Water damage, drops, whatever and you can cancel at anytime but you have to reg in the first 30 days. Just my 2 cents....
if you have that plan for a year you will pay $144...

if you buy insurance from Square trade its $99 for a year and covers EVERYTHING.

just thought id let ya know :)