iPhone Insurance...

coop1701

Zealot
Silver
Jun 30, 2007
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#1
I was curious to find out how many people have their iPhone insured. I ask because I just called my local Insurance Office and got mine insured.

It's 30 dollars per year and covers Damaged, Lost or Theft.

I thought that was pretty good...., Considering I play Pool very regularly and since getting the iPhone I've been hesitant to even take it out of my pocket when I'm at the local pool hall.

Just wondered if anyone else did this?
 

ps49556n

New Member
Silver
Jun 21, 2007
545
1
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NYC
#2
There is already a thread about this but yes I have insurance through state farm for $4000 of coverage for $69 per year zero deductible.
 

Napoleon PhoneApart

Moderator
Senior Moderator
Jun 19, 2007
33,460
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Upper Marlboro, MD
#5
I was curious to find out how many people have their iPhone insured. I ask because I just called my local Insurance Office and got mine insured.

It's 30 dollars per year and covers Damaged, Lost or Theft.

I thought that was pretty good...., Considering I play Pool very regularly and since getting the iPhone I've been hesitant to even take it out of my pocket when I'm at the local pool hall.

Just wondered if anyone else did this?
Which insurance company did you use?
 

Napoleon PhoneApart

Moderator
Senior Moderator
Jun 19, 2007
33,460
4,540
113
Upper Marlboro, MD
#7
My local State Farm office, found a under writer to cover personal items. All I had to do was take them a copy of the receipt were I bought the phone. I really feel better now, having it insured.
Damn -- I wish I could find a State Farm agent in my area that would cover my iPhone, but one agent says they don't cover it and another says that iPhone insurance hasn't come to our "zone" yet...:(
 

brojimh

New Member
Bronze
Aug 1, 2007
142
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Morris, AL
#13
it can differ from state to state for two main reasons:
1. Insurance regulations/laws can differ from state to state and. . .

2. State Farm has different underwriters in different areas. State Farm can only insure what their underwriters are willing to insure.
 

Topjon

New Member
Aug 20, 2007
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0
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#14
iPhone Insurance

I was curious to find out how many people have their iPhone insured. I ask because I just called my local Insurance Office and got mine insured.

It's 30 dollars per year and covers Damaged, Lost or Theft.

I thought that was pretty good...., Considering I play Pool very regularly and since getting the iPhone I've been hesitant to even take it out of my pocket when I'm at the local pool hall.

Just wondered if anyone else did this?
I just received a cancellation notice from the insurance company on my old phone - and was going to call my personal insurer tomorrow - the $30 a year is great but what kind of deductible do you have?
 

coop1701

Zealot
Silver
Jun 30, 2007
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114
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#15
I just received a cancellation notice from the insurance company on my old phone - and was going to call my personal insurer tomorrow - the $30 a year is great but what kind of deductible do you have?
Mine is 100 dollars. Which to replace a 600 dollar phone doesn't really bother me. There's a couple people that have posted 40 some dollars and no deductible. However that's not a option in my area.
 
T

Time Clock Guy

Guest
#16
Hey! I have State Farm!

Hey does it depend on where you are located...? I have State Farm also and they told me that the iPhone is not covered. Any ideas?
Called and left a message with my State Farm guy, I'll let you know what they charge.

At the time I bought my phone I asked about insurance and AT&T said they don't offer insurance which I thought was strange. And now I was at assurion's site looking into insuring my daughter's phone (T-Mobile sidekick 3), and they say they only can insure if you add it within 14 days of purchase. Well I have had my iPhone almost a month now, so I hope I don't run into a similar limitation with State Farm.

I'll let you know. Glad I found this forum. (now to go looking for how to add things to my phone like custom ringtones and games. like could I take out the calculator or time clock and put in a game there? -- I guess I need to find a new thread for that topic)

Eric
 

robd54

New Member
Aug 8, 2007
13
0
0
#17
I got my 8gb iPhone and my dSLR (canon 30d) insured through statefarm for $50/year. I had to do the camera cause the minimum policy they would write was $50. Covers all with zero deductible.
 

ATT*Mark

New Member
Bronze
Jul 7, 2007
273
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#18
do you guys that have state farm as your iPhone insurance already have auto or home coverage through state farm or is that your only policy?
 

robd54

New Member
Aug 8, 2007
13
0
0
#19
do you guys that have state farm as your iPhone insurance already have auto or home coverage through state farm or is that your only policy?
Nope, that is my only policy through them. Was told by my homeowner agent (non statefarm) that it was better to keep it separate as any claims would then not effect the premium on my homeowners.