I say wait in till the iPhone actually comes out. Then you can make a actual educated decision between the two. Big thing I hear with the N95 that is bad is the battery life. Once the iPhone actually comes out we can compare the two.
The N95 looks pretty sweet...almost enough to tear you away from an iPhone. The 3G, GPS, and Picture Flash are what really lure me in. It doesn't seem to have too great of memory capacity and even though Im not too stoked on the 8gigs on the iPhone, it still kicks the turd outta the Memory Cards.
And a big thing for me with Apple...aesthetics...Nokia don't got it!