What protection plan should I purchase for my iPhones?

Discussion in 'iPhone' started by bitemyapple, Jan 21, 2014.

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Which protection plan are you using or would recommend to a friend?

Poll closed Jan 24, 2014.
  1. AppleCare+

    100.0%
  2. SquareTrade

    0 vote(s)
    0.0%
  3. Verizon Total Mobile Protection w/ TEC

    0 vote(s)
    0.0%
  4. Protect Your Bubble

    0 vote(s)
    0.0%
  5. Credit Card

    0 vote(s)
    0.0%
Multiple votes are allowed.
  1. bitemyapple

    bitemyapple Member
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    Going to try and be as detailed as possible to see what you guys think I should do...

    I have Verizon Wireless and we just upgraded our phones, we got a 5s and 5c through Best Buy because I was able to keep my unlimited data. Anyways, I was just curious to see what protection plan you guys recommend? What are you guys using or have used in the past? I only know a little and I mean a little about AC+ and SquareTrade, those where the two protection plans I've been looking at on other forums. The rest I know nothing about.

    I currently have that Total Equipment Coverage (WPP + EW), Advanced Devices plan from VZW on my 5s, don't know too much about the plan. Anyways, I had a HTC Rezound for 2 years and the TEC plan just transferred over to my iPhone, they didn't even tell me. When I had the HTC Rezound, TEC was only $8/month I believe at the time. Once I upgraded to the iPhone my plan automatically changed to $9.99/month. Our 2nd line never had a protection plan. I also read that VZW has a Total Mobile Protection plan now that is $10/month and includes not only TEC but also adds some other features? I thought that is what I already had but I guess not? What is the difference between TEC and TMP, anyone know?

    I was thinking about canceling this TEC plan on my 5s and getting something new for my 5s and my wife's 5c. With this TEC plan, deductibles are like $200. I have numerous choices, BB/GeekSquad, Verizon Wireless TEC, AppleCare+, SquareTrade & Protect Your Bubble.

    I've never lost a phone before but I heard iPhones are up there on the theft chart so I don't know If I need a plan with lost or stolen coverage. I know I keep mine close by like its my 2nd child, but I have broken the screen on my Rezound once or twice and had to use TEC for a replacement, I've also been sent 5 "certified-like new" Rezound due to hardware issues, but they kept sending them to me for no charge. My wife on the other hand is clumsy and has dropped her phone in the pool, beats it up all the time, so I'm worried about her. God forbid I break the iPhone screen or something, I don't have $800 for a new one. I have a Otterbox Commuter case on my 5s with a Zagg screen protector and I made her use a Lifeproof Fre case for her 5c (shows how much I don trust her lol). Still I'd like have to some kind of peace of mind, with my son and kids running around using the phone, the wife has rough job where shes her iPhone, I just want to sleep good at night.

    So what service would you pick if you where in my shoes? Thanks for taking the time to read this and I appreciate any help, suggestions, whatever.

    I also added a poll to see what everyone is using.
    Take care and I'm very much appreciative of any help -BTA
     
  2. Europa

    Europa Moderator
    Senior Moderator

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    I prefer AppleCare+ because I like to stick with Apple for their products. In addition to accidental damage being covered with a $79 deductible and same day replacements (opposed to waiting for a new phone with some of the other types of insurance), it includes extended tech support and free two-day shipping if you don't live near an Apple Store (it's $29 without Apple Care+). You use the same shipping box to return the old one. It's pro-rated, so you'll get a portion of the $99 back at the end of the year if you sell your phone after a year to upgrade.
     
  3. silvermoon

    silvermoon Evangelist
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    I have TEC (Total Equipment Coverage) for $9.99/month. I am usually careful when it comes to phones, but I have dropped a phone or two in the past so I wanted the protection for peace of mind and security.

    TMP (Total Mobile Protection) is $10.99/month. The difference between the two is that with this one it will include a Tech Coach which gives you access to unlimited support and remote support if you need it. I think it is not worth an extra couple dollars as you already can get tech support for your device.
     
  4. liberated

    liberated Genius
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    9.99 a month? Wow that seems like a lot of money, but then again if you are prone to destroying your phone like a lot of people I know, then it may make sense. I never pay for phone insurance, only for my MacBook Air
     
  5. Ledsteplin

    Ledsteplin Genius
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    I only have the one year AppleCare. I'm careful and don't get out much. It may be a risk, but it's one I take.
     
  6. silvermoon

    silvermoon Evangelist
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    How much is the AppleCare+? With TEC, it is a $169 deductible. I've had this phone since last month without any accidents.
     
  7. Europa

    Europa Moderator
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    $99 for 2 years. It has a $49 deductible on the older phones and $79 on the 5s.
     
  8. silvermoon

    silvermoon Evangelist
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    That is a better plan in the long run. Can you add AppleCare+ at any time or only at the time you purchase the phone?
     
  9. Europa

    Europa Moderator
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    They've changed the rules a few times, but I think it currently has to be purchased within 30 days and the phone has to be inspected at an Apple Store unless you buy them together. It's possible that they will substitute a remote diagnostic for the inspection.
     

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