Seems like the error was on your part then..
Yes my error too, but caused in part by this misinformation. Why leave false information up that tells people to send money to Microsoft for a feature they don't offer? (Its very easy to edit a post - as I have just done, now twice, with this one.)
I have seen this wrong information in other places, so lets help people who are frustrated with this by cleaning it up.
The facts as far as I can see it is that to get pop3 service for Hotmail, you need to pay $9.95 per *month* for MSN Premium or do something like Izymail for $18 per year. There is a service called Hotmail Plus but it does not include POP3, and this is very confusing already because Yahoo has a service Yahoo Mail Plus which does.
Honestly, would not use Hotmail it sucks, but some people need this, so lets make it as clear as possible.