That is all very helpful thank you
I will try wi imap
Does that mean I should delete the email accounts and start again
Sent from my iPad using iCafe app
If you have only just begun with the POP3 account, and have nothing important in it, deleting it from your iPad accounts might be helpful - just to keep things cleaner.
Gmail is a good, free option for an IMAP account. It will definitely allow you to create folders (called Labels in Gmail). One of the biggest advantages of an IMAP account is that it keeps things in sync between the email server and client very nicely across desktop PC, iPad, iPhone etc. POP 3 accounts don't have that capability.
If you don't already have a Gmail account, I'd suggest creating one in the browser on your desktop PC. The setup on iPad is very easy and quick once you have an account.