Apple care+ does cover water damage . Just doesn't cost lost or stolen.I never get it because you get a 1 year warranty with the phone already and that's about as long as I keep my iPhone. Doesn't cover water damage either.
Not sure about the issue of them not replacing broken screens. My roommate just got his replaced about 2 weeks ago
Ditto.That's exactly why I got it!
Sent from my iOS ecosystem!